Let's talk about a classic question. Which is better - mortgage payoff or invest? Not so long ago, one of the most effective, low-risk wealth creation strategies was to use...
Recent events such as the coronavirus outbreak highlight the far-reaching effects of an epidemic. Following the initial devastation of these events, the true cost of an epidemic takes time to...
Why the interest in index funds? As the name suggests, an index investment fund seeks to deliver a similar return (less fees), as its chosen index. In its simplest form,...
Australian retirees are currently facing a ‘double whammy’ when it comes to funding their retirement. Consequently, if you plan to retire at 65 it requires some strategy to keep your...
Can you use equity to build wealth? The equity in your home is simply the difference between the current market value of your home and the amount you still owe...
The sun is shining, the waves lap peacefully on the shore.... A cool ocean breeze wafts gently through your hair and the crisp sand is etched between your toes.... Don't...
Tax rules don't treat all income equally Have you ever completed your own tax return? If so, you know that the tax office treats different types of income differently. Bank...
Concentration risk No, we're not talking about thinking too hard about something. In fact, it’s much more likely to be a result of not paying enough attention. Concentration risk is...
When you rely on investments for income, cash flow is a crucial part of managing your portfolio. Let’s take a look at what you need to think about when structuring...
While markets are performing well it’s easy to sit back and watch investments rise in value. However it’s a different story when markets are not performing so well and uncertainty...
They say it takes a village to raise a child, but how much does it actually cost? The answer is highly dependent on individual circumstances, but as a guide, a...
Bonds have a reputation for being one of the more boring asset classes, only slightly more exciting than cash. However they are important financial instruments, and if you have superannuation,...
