Personal Finance

Eliminating Multiple Debts

Australians are extremely fortunate to reside in a beautiful, free country abundant with opportunity, however these opportunities come at a cost. It is the Australian dream to own your own...

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Debt Refinancing / Consolidating Debt

Mortgages, car loans and credit cards are common debts that many Australians take on every day. If you have multiple debts, consolidating them into your home loan or into a...

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How Debt Consolidation Saved Me $900 Per Month

So to be honest I was really procrastinating writing this blog. I'm not sure if it was because I just didn't know where to start, or because I was so...

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End of year tax tips

The end of the tax year is edging closer. If you haven’t planned how you will maximise your income and save some tax, take note! The most effective strategies are...

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Should I pay off my mortgage or contribute to super?

One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund...

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Who gets your super when you die?

Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by...

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New Year Financial Checklist

As we settle into a new year and ponder how fast the last 12 months have come and gone, many of us find ourselves thinking about the coming year and...

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Make this year a financially healthy one

Another year is over - how was it for you? Did you achieve everything you’d hoped? Are you better or worse off financially than you were this time last year?...

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Christmas on credit

Christmas is a time of giving and receiving, but as we approach this most dangerous time of the year for credit cards, we’d like to give you a quick refresher...

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Does money bring happiness?

The short answer is ‘yes’, but only up to a point. People in richer countries are, collectively, happier than people in poor countries. Within countries, people with higher incomes are...

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Start planning early to get what you want!

Australians are living longer. According to the World Health Organization, we enjoy the fourth best life expectancy in the world behind Japan, Switzerland and Singapore. Great news for Millennials! Your...

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6 smart ways to build savings

The word “thrifty” is rarely thought of in a positive sense but that’s not fair because if we continually spend more than we earn, our debts will eventually catch up...

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