Let's talk about a classic question. Which is better - mortgage payoff or invest? Not so long ago, one of the most effective, low-risk wealth creation strategies was to use...
Imagine that, without any effort on your part, enough money regularly pours into your bank account to meet (or exceed) all your living expenses. Suddenly, work becomes optional and a...
Understanding the Government Stimulus Package to stabilise economic downturn in the wake of COVID-19
As we’re all becoming aware, COVID-19 is starting to have a greater impact on our communities. With the State of Victoria declaring a State of Emergency yesterday morning, and the...
Recent events such as the coronavirus outbreak highlight the far-reaching effects of an epidemic. Following the initial devastation of these events, the true cost of an epidemic takes time to...
If you've ever completed your own tax return, you know that the Australian income tax rules treat different types of income differently. Bank interest is recorded in one section, dividends from...
James was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed changed James’s life...
As New Year resolution time rolls around, don't forget about your business. Every business can benefit from a few resolutions of its own! Try these ideas that any business can use...
Why the interest in index funds? As the name suggests, an index investment fund seeks to deliver a similar return (less fees), as its chosen index. In its simplest form,...
Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services Afterpay, Zip Pay, and several similar payment solutions allow shoppers to take home their...
Australian retirees are currently facing a ‘double whammy’ when it comes to funding their retirement. Consequently, if you plan to retire at 65 it requires some strategy to keep your...
Can you use equity to build wealth? The equity in your home is simply the difference between the current market value of your home and the amount you still owe...
Uber connects riders with drivers through apps... Airbnb connects hosts with travellers looking for a place to sleep through its website... Zopa connects lenders with borrowers through its peer-to-peer lending...
