Blog

Make this year a financially healthy one

Another year is over - how was it for you? Did you achieve everything you’d hoped? Are you better or worse off financially than you were this time last year?...

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Christmas on credit

Christmas is a time of giving and receiving, but as we approach this most dangerous time of the year for credit cards, we’d like to give you a quick refresher...

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Is this insurance cover necessary?

Consumer credit insurance, also called loan or mortgage protection insurance, helps you meet repayments on a mortgage, personal loan, credit card or other loan contract if you lose your job,...

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Does money bring happiness?

The short answer is ‘yes’, but only up to a point. People in richer countries are, collectively, happier than people in poor countries. Within countries, people with higher incomes are...

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Balancing Life, Work and Money

Work-life balance. It’s something everyone seeks, but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout...

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Start planning early to get what you want!

Australians are living longer. According to the World Health Organization, we enjoy the fourth best life expectancy in the world behind Japan, Switzerland and Singapore. Great news for Millennials! Your...

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The impact of tax deductions on investment property

Property is a popular investment asset that contains a number of significant advantages including income generation, capital growth, resistance to major market downturns and substantial tax deductions. Although tax deductions...

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6 smart ways to build savings

The word “thrifty” is rarely thought of in a positive sense but that’s not fair because if we continually spend more than we earn, our debts will eventually catch up...

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Superannuation and splitting up

When couples split up, what happens to their superannuation may not rank highly on their list of immediate concerns. But as with most assets of the relationship, arrangements will need...

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Investing: back to basics

The past decade has shown the world that share markets can be volatile creatures and we are often asked “when is a good time to invest in shares”? While nobody...

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A tale of two retirements – which would you choose?

Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension. Jan and...

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Estate planning – the basic essentials

It is generally believed that death is final. However, a grieving family knows only too well that the death of a loved one can trigger events that may drag on...

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