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credit score impacts borrowing power
What Is The True Impact Of Your Credit Score On Your Borrowing Power?

Your credit score or rating is used by lenders to get a better understanding of any risk they may face when choosing to give you credit or lend you money....

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JobKeeper Scheme – Sole Traders & Other Entities

Following on from our JobKeeper Q&A Call, we wanted to update you with the most current information for the JobKeeper Scheme for Sole Traders and Other Entities as of 16...

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profitability vs profit
JobKeeper Scheme – Businesses with Employees

Following on from our JobKeeper Q&A Call, we wanted to update you with the most current information for the JobKeeper Scheme as of 16 April 2020.  The ATO has released...

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first home
A helping hand to step into your first home

Struggling to save for a 20% deposit on your first home? A recent Australian Government initiative may allow you to buy your first home with a much smaller deposit and...

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mortgage payoff or invest
Is paying your mortgage off quicker really the best option?

Let's talk about a classic question. Which is better - mortgage payoff or invest? Not so long ago, one of the most effective, low-risk wealth creation strategies was to use...

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passive income
The Fast Way To A Life Supported By Passive Income

Imagine that, without any effort on your part, enough money regularly pours into your bank account to meet (or exceed) all your living expenses. Suddenly, work becomes optional and a...

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Australian Goverment Stimulus Package COVID-19
Understanding the Government Stimulus Package to stabilise economic downturn in the wake of COVID-19

As we’re all becoming aware, COVID-19 is starting to have a greater impact on our communities. With the State of Victoria declaring a State of Emergency yesterday morning, and the...

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cost of epidemic
The True Cost Of An Epidemic

Recent events such as the coronavirus outbreak highlight the far-reaching effects of an epidemic. Following the initial devastation of these events, the true cost of an epidemic takes time to...

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australian income tax rules
Australian Tax Rules Do Not Treat All Income Equally

If you've ever completed your own tax return, you know that the Australian income tax rules treat different types of income differently. Bank interest is recorded in one section, dividends from...

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work while travelling
Work, Life, Travel – You Can Do It All!

James was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed changed James’s life...

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business resolutions
New Year Resolutions For Small Businesses

As New Year resolution time rolls around, don't forget about your business. Every business can benefit from a few resolutions of its own! Try these ideas that any business can use...

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why index funds
Why the Interest in Index Funds?

Why the interest in index funds? As the name suggests, an index investment fund seeks to deliver a similar return (less fees), as its chosen index. In its simplest form,...

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