Personal Finance

EOFY and How to be Prepared

Current ATO focus areas (3 main points): Work related expenses (WRE). Rental properties. Crypto/digital assets. WRE – mistakes often made: Copy/paste deductions from last year – big ATO target area...

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TPB Proof of Identity Requirements

Client ID verification requirements The Australian Taxation Office (ATO) and the Tax Practitioners Board (TPB) have introduced new client ID verification rules. All Tax and BAS agents are now required...

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credit score impacts borrowing power
What Is The True Impact Of Your Credit Score On Your Borrowing Power?

Your credit score or rating is used by lenders to get a better understanding of any risk they may face when choosing to give you credit or lend you money....

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passive income
The Fast Way To A Life Supported By Passive Income

Imagine that, without any effort on your part, enough money regularly pours into your bank account to meet (or exceed) all your living expenses. Suddenly, work becomes optional and a...

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work while travelling
Work, Life, Travel – You Can Do It All!

James was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed changed James’s life...

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being sensible with buy now pay later
Being sensible with Buy Now Pay Later this silly season

Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services Afterpay, Zip Pay,  and several similar payment solutions allow shoppers to take home their...

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retire at 65 requires some strategy
How to retire at 65 and keep your money working to support your retirement

Australian retirees are currently facing a ‘double whammy’ when it comes to funding their retirement.  Consequently, if you plan to retire at 65 it requires some strategy to keep your...

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use equity to build wealth
How To Use Your Equity To Build Wealth

Can you use equity to build wealth? The equity in your home is simply the difference between the current market value of your home and the amount you still owe...

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sharing economy
The latest business model – because sharing is caring

Uber connects riders with drivers through apps... Airbnb connects hosts with travellers looking for a place to sleep through its website... Zopa connects lenders with borrowers through its peer-to-peer lending...

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5 reasons to refinance your home loan
5 money-saving reasons to refinance your home loan

Do you think of your home loan as set-and-forget? Riding out whatever the original loan terms and prevailing interest rates dish up along the way? You may be doing yourself...

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personal insurance faqs
Personal Insurance: 5 common questions you need to know the answers to

Personal insurances such as life insurance provide protection from the financial consequences of death or disability. They are, therefore, an important part of most financial plans. When we work with...

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frequently asked questions about super
Frequently Asked Questions About Super

Do you find the ins and outs of superannuation confusing?  If so, check out these answers to frequently asked questions about super to get a handle on the basics. How...

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